Meet the Team Behind Bradley Atlantic
We're a small, licensed team based in Harford County and Worcester County. When you call Bradley Atlantic, you reach one of us — and over time, we get to know your account, your property, and what actually matters to you.
Local Agents That Know Your Name
Every agent on our team is a licensed insurance professional with real ties to the communities we serve. We're not a call center. We're not a rotating staff of anonymous representatives. The same people who quote your policy are the ones who help you if something goes wrong.

Robert Bradley
Agency Principal, MANAGING Partner

Henry “Butch” Bradley
Agency Principal, MANAGING Partner

Denny Murphy
Agency Principal, MANAGING Partner

Genna Murphy
Partner

Kimberly Nesbitt
cUSTOMER sUPPORT rEPRESENTATIVE

Tony Belcastro
pRODUCER

Terry Stegman
cUSTOMER service rEPRESENTATIVE

Lisa Gessner
Associate partner- commercial lines

Lisa Dotson
cUSTOMER service rEPRESENTATIVE

Ashley Wilson
Associate partner- personal lines

Renee Cullum
cUSTOMER Service rEPRESENTATIVE
SUPPORT

Angela Nesbitt
Associate Partner, Agency Operations
What It Means to Work With a Small, Stable Team
A large agency or direct-to-consumer carrier may assign your account to whoever is available. Here, your policy stays with the same licensed agent year over year. They know your coverage history. They know when you added a second vehicle, bought a rental property, or started a contracting business. That continuity isn't incidental — it's how we catch gaps before they become claims.
- Every agent holds an active Maryland insurance license
- Personal and commercial lines expertise under one roof
- Direct phone access — no automated queues, no ticketing systems
- Agents based in the same counties they insure
- Father-and-son ownership with long-term commitment to this region
Serving the Communities We Live In
Our offices are in Berlin, Forest Hill, and North East — which puts us squarely in the middle of the territory we cover. We insure homes along the Eastern Shore, trades contractors in Harford County, waterfront properties in Cecil County, and businesses throughout the region. When you describe your property or your operation, we already know what you're talking about.
Our team serves Cecil, Harford, Baltimore, Kent, Queen Anne's, Dorchester, Caroline, Talbot, Worcester, and Somerset counties. If you're looking for insurance agents in Forest Hill, on the Eastern Shore, or anywhere in between, you're in the right place.
Customer Testimonials
Questions About Our Team?
Who are the agents at Bradley Atlantic Insurance?
Bradley Atlantic Insurance is staffed by a small team of licensed Maryland insurance professionals operating out of offices in Berlin, Forest Hill, and North East. Each agent is named, photographed, and reachable by phone. Full bios and direct contact information are listed on this page.
Will I work with the same agent every time I call?
In most cases, yes. Our team is intentionally small so that continuity is the norm, not the exception. The agent who sets up your policy is generally the same person you'll reach when you have a question or need to make a change.
Are your agents locally licensed in Maryland?
Yes. Every agent at Bradley Atlantic holds an active Maryland insurance license. Our team is based in Harford County and Worcester County and is licensed to write personal, commercial, and life insurance throughout the state.
Ready to Talk to Someone Who Knows This Area?
You can reach our team by phone, or start with a contact form and we'll get back to you the same business day. No automated systems, no hold queues — just a licensed agent who picks up.

